Financial planning

A personal financial plan helps you look ahead and gives peace of mind. Stay in control and explore how your income and assets may evolve in different scenarios.

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Financial planning | de Jong & Laan

Financial planning

In-depth insight your financial situation brings peace of mind today and confidence for the future. How will you grow your assets over time? How would you be affected financially by incapacity for work, the death of a partner, or a divorce? And will you still have sufficient resources to maintain your desired lifestyle?

Unexpected life events often have significant financial consequences. It can be difficult to adjust your fixed expenses immediately. Being well-prepared through personal financial planning offers peace of mind and provides opportunities to close any potential financial gaps before they arise.

When?

Throughout life, there are key moments that impact your financial position. For example:

Buying a home
Getting married or moving in together
Starting or growing your family
Children going to university
Becoming incapacitated for work
Selling your business
Reaching retirement age
Health issues, such as increased care needs later in life
Death

These are natural moments to assess or reassess your financial plan based on your personal goals and wishes, ideally with guidance from a financial specialist. What are your dreams, ambitions and long-term desires? Is your financial future secure? And what areas require your attention? We’ll help you explore these questions and draw up a financial report that outlines your personal financial situation clearly and comprehensively.

Jacqueline Rijsbergen Senior belastingadviseur

Financial report

Your financial report provides a clear picture of how your assets and disposable income are likely to develop over time, and what impact certain choices may have, including decisions about taxes, personal spending, and mortgage interest. It’s important to take into account your current financial situation, major life events (such as children studying), and planned investments.

The report will also answer questions such as:

Will I be able to stay in my home if my partner dies or if we were to get divorced?
Can I maintain my current standard of living if I become incapacitated for work?
How much can I gift and donate while still securing the lifestyle I want for myself?
If I sell my business, will I have enough capital to sustain my desired standard of living?

Since the future is uncertain, the financial report outlines the most common scenarios: living a long life, becoming incapacitated, going through a divorce, or passing away. This gives you insight into how your income and assets might change in each situation. It helps identify financial risks and opportunities, and supports you in making well-informed decisions during life’s key moments.

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Want to gain control over your financial future and find out whether your goals, dreams, and wishes are financially feasible? We’d be happy to assist, so feel free to get in touch.

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